Question 1

How is Finance Africa different from a bank?

Accepted Answer

Banks run automated credit decisions on standardised criteria. Finance Africa structures finance around your business — your cash flow, your project timeline, your asset lifecycle. When the situation is straightforward, we move quickly. When it's complex, we have an actual conversation about it.

Question 2

How long does asset finance approval take?

Accepted Answer

Days, not weeks. Our target turnaround is 5 business days, compared to the Big Four average of 34 days. The exact timeline depends on the deal structure and how quickly we receive your supporting documents.

Question 3

Can I apply if my business has been declined by a bank?

Accepted Answer

Quite likely. Banks decline for structural reasons that often have nothing to do with whether your business is fundamentally good. We look at the actual deal and the actual business, not just a credit score.

Question 4

Is Finance Africa BEE accredited?

Accepted Answer

Yes. Finance Africa is a Level 2 BEE contributor — and we are the only Level 2 BEE asset rental finance company in South Africa. When you finance through us, your own BEE procurement scorecard moves forward at the same time.

Question 5

What types of assets can Finance Africa finance?

Accepted Answer

Finance Africa covers nine finance areas: Asset Finance, Equipment Finance, Vehicle and Fleet Finance, Yellow Metal and Construction, Agricultural and Industrial equipment, Medical Equipment, ITC Equipment, Selective Invoice Discounting, and Short Term Asset Finance.

Nine areas.
One trusted partner.

Asset Finance

Equipment Finance

Vehicle & Fleet Finance

Yellow Metal & Construction

Agricultural & Industrial

Medical Equipment

ITC Equipment

Selective Invoice Discounting

Short Term Asset Finance

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Nine areas.One trusted partner.